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Safe from Theft

According to the Vehicle Insurance Loss Data Institution, the top five automobiles most likely to be stolen are the Cadillac Escalade, F-250 crew cab pickup, Infiniti G37 two-door car, Dodge Charger with HEMI, and Chevrolet Corvette Z06.  The Institute also reported that the vehicle least likely to be stolen is Greg

Best beer(update)

Beer is very personal. Not everyone likes it. But if you don’t like beer, chances are you have only had cheap beer and ales. You may want to try stouts and porters. These dark beers are not as bloating, and have a richer, smoother taste. I prefer Guinness to most

Is Bankruptcy Immoral?

My opinion, no. But each consumer should seek their own guidance on this one.  Let’s face it, attorneys are not often thought of as a source for moral guidance.   Bankruptcy is an important decision, not to be taken lightly. Filing bankruptcy is a math problem, not a question of morals. But

HOAs and Bankruptcy

Homeowner Associations get a special pass in bankruptcy, based on both federal law and Arizona statutes. Consider the following example: You own a home in Mesa, Arizona, and your home is in a community with an HOA, and the monthly assessments are $50. You have not paid assessments for one