Sometimes when filing, a Client will want to keep a credit card, either for emergencies, or because they “like” that company for some reason. Sometimes it is possible to keep a credit card open when filing. But to do so, two things must be true: First, it must have a
Uncategorized
Customer Service Representatives are People too
Many people can get into trouble with financial accounts, car loans, and credit cards. Sometimes when you get behind, the best reaction is to contact the lender and see if they have options to help you. If you do call, be nice. If you scream and cuss, the person on
Strategies for Tax Refunds in Bankruptcy
Exemptions can be a tricky subject. An exemption is a law that states that all or part of an asset you own is protected from your creditors. Arizona has several very good exemptions, protecting you from having to give up everything just because you are seeking a bankruptcy discharge. If